Toronto Mortgage AgentsWhy a Mortgage Agent?
It's very simple. Banks are very reluctant to take a risk - even if your credit is good. And even if they offer you a mortgage - it won't be at the best rate that you can get. That difference means thousands of dollars for you.
A mortgage consultant works with literally dozens of lenders and assists you in preparing your application information to suit what they are looking for. A mortgage consultant can thus get you:
(as much as 1% lower than the banks offer in some cases)
(even if your credit isn't perfect)
Getting a Mortgage Pre-Approval: Getting a mortgage pre-approval is easy and makes shopping for a house much a great experience. Knowing what you can afford and what your interest rate will be simply empowers you to confidently make an offer of purchase.